Whether your clients are concerned with preserving their capital or protecting their
collateral value, we offer products and services that are specially designed to
meet the needs of community banks and credit unions. Our solutions offer the following
advantages:
An experienced and committed team
- Dedicated underwriters and risk management professionals
- Experienced in-house claims specialists
Services that help mitigate risks
- Lenders Property Reporting Tool - an online tool that helps our customers quickly
and easily manage insurance coverage on foreclosed properties and force-placed insurance
properties
- Risk Management Tools - helping our customers to identify, assess and protect property
and casualty losses. Includes:
- ERM Healthcheck Assessment
- Consultative Services with Risk Engineers (Gap Analysis and Total Risk Profiling)
to help identify, assess and prevent property and casualty losses
- Helpful educational risk management guides - providing in-depth, risk management
and prevention information
Financial strength
- Industry financial strength ratings are among the strongest: A.M. Best A+/stable;
Standard & Poor’s AA-/stable*
Community Banks and Credit Unions Solutions
* Ratings as of November 21, 2013. For the latest ratings information, visit www.ambest.com.
This is intended as a general description of certain types of insurance and services
available to qualified customers through the companies of Zurich in North America,
provided solely for informational purposes. Nothing herein should be construed as
a solicitation, offer, advice, recommendation, or any other service with regard
to any type of insurance product underwritten by individual member companies of
Zurich in North America, including Zurich American Insurance Company. Your policy
is the contract that specifically and fully describes your coverage, terms and conditions.
The description of the policy provisions gives a broad overview of coverages and
does not revise or amend the policy. Coverages and rates are subject to individual
insured meeting our underwriting qualifications and product availability in applicable
states. Some coverages may be written on a nonadmitted basis through licensed surplus
lines brokers. Some products and services available to qualified customers through
Zurich Agency Services, Inc. (f/k/a Universal Underwriters Insurance Services, Inc,
pending approval from several state) located at 1400 American Lane, Schaumburg,
IL 60196, a fully licensed insurance agency owned by Zurich in North America. Zurich
in North America is a part of Zurich Insurance Group. In California Zurich Agency
Services, Inc. is doing business as Zurich Agency Insurance Services.